Home Insurance in Texas

Home insurance can be a lifesaver in protecting your home against disasters. Unfortunate events like fire, hurricane, or tornado can cause extensive damage to a home, leaving you to pick up the pieces afterward. With home insurance, you have financial help to recover. If you live in Beaumont, TX, or surrounding communities, you can purchase a home policy from JD Insurance Group and benefit from the following coverage:

Dwelling

Dwelling insurance covers your home structure against damage by fire, hail, severe winds, tornadoes, hurricanes, and other disasters. If your Texas home is damaged or destroyed in a disaster, dwelling insurance provides financial support to repair or rebuild your home, up to the limits of your policy. By assessing the value of your home, you’ll have a good idea of the coverage you need to rebuild in the event of a total loss.

Property

Property coverage protects your belongings from clothes and furniture to kitchen appliances, electronics, sports gear, and other personal items. A standard homeowner’s policy in Texas covers such perils as theft, vandalism, fire, storms, and other disasters, with the exception of floods.

To protect your home and goods from floods, you’ll need to purchase a separate flood insurance policy.

Liability

Liability coverage protects you against accidental injuries on your property. If someone is hurt in an accident while visiting your home, you could be held liable for his medical costs. Considering the high cost of medical care today, an unforeseen accident could seriously diminish your savings or retirement funds.

Liability insurance covers the costs of these injuries to protect you from financial loss. Liability coverage also protects you from lawsuits, if you are sued for damages due to someone having an accident on your property.

Home insurance protects your valuable investments against unexpected events that can hurt you financially. To learn more about home coverage or to purchase a home policy for your Beaumont, TX home, contact the insurance experts at JD Insurance Group today.